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Clean books, clear cash flow, and a CFO in your corner.

The finance team for startups, construction, professional services, and e-commerce businesses. White-glove bookkeeping you never have to think about.

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Free 30-minute call. No commitment

Daily Average

$12,745.13

+1,952.34

this week

Trusted by founder-led businesses

SOUND FAMILIAR?

New customers. Growing revenue. Books you don't understand.

You can't actually trust your numbers.

You have an hourly bookkeeper that "does the books" every month except: Numbers keep changing. Reports don't reconcile. AR doesn't match what you think you're owed. You still trust your gut because the numbers have let you down.

You're making big calls with no real data.

A fundraise, a new business line, a big hire. You have gut feel and last month's spreadsheet. There's no financial model, no cash forecast, no one in your corner to tell you what the numbers actually mean for the decision in front of you.

You're scrambling on compliance deadlines.

Every quarter you're scrambling for your remittances. Every year you're rushing your tax and compliance timelines. There's no checklist for what's due and when.

WHAT WE DO

Everything your finances need, under one roof.

Most businesses this size are patching together a bookkeeper, a CPA, multiple tools, and a founder doing unpaid CFO work. Thrive replaces all of it with one hands-on team that owns the entire finance function.

accounting & BOOKKEEPING

Books that are always current.

Your books close every month, within five days. Every account reconciled, every number ready when you need it. No more decisions made on data that's months out of date.

Monthly close in 5 days or less

AR tracked and collected, not just recorded

Monthly P&L, balance sheet, and cash flow

Invoice error rate brought to zero

Full historical cleanup if starting from behind

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FRACTIONAL CFO

A CFO in your corner.

When the bigger decisions come, you need more than clean books. Forecasting, strategy, and a financial partner behind the calls that actually move your business, without the cost of a full-time hire.

30/60/90-day cash flow forecasting

Strategic planning for growth decisions

M&A modelling for raises, acquisitions, and exits

Board and investor-ready financial reporting

KPI, margin, and profitability tracking

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By the Numbers

What working with Thrive adds up to.

Clients Lost

25%

Average Headcount savings

100%

Error Free

1,000+

Founders Hours Saved

INDUSTRIES

Built for how your industry actually works.

Specialized finance support for the industries we know inside out.

Construction & Engineering Design

Agencies & Professional Services

E-commerce

SaaS & Startups

Job costing and WIP you can actually trust.

Construction businesses live and die on job costing.

• Real-time cost tracking against budget

• Clean WIP schedules

• Timely progress billing and retainage management

• Subcontractor compliance tracking

• Project/PM/Division profitability analysis

• AR billing and collection

Thrive gives you the cash flow visibility to know exactly where you stand on every project before the next draw request goes out.

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Construction & Engineering Design

Agencies & Professional Services

E-commerce

SaaS & Startups

Job costing and WIP you can actually trust.

Construction businesses live and die on job costing.

• Real-time cost tracking against budget

• Clean WIP schedules

• Timely progress billing and retainage management

• Subcontractor compliance tracking

• Project/PM/Division profitability analysis

• AR billing and collection

Thrive gives you the cash flow visibility to know exactly where you stand on every project before the next draw request goes out.

Learn More

HOW IT WORKS

From financial chaos to clarity in 30 days.

Diagnose

A discovery call and a deep dive into your books and systems so we know exactly what's broken and what needs to be fixed first.

Clean up & set up

We fix your close process and stand up a real-time cash-flow dashboard, usually within your first 30 days.

Run

Monthly close in 5 days, rolling cash flow forecasts, and a CFO partner available when decisions need to be made.

Diagnose

A discovery call and a deep dive into your books and systems so we know exactly what's broken and what needs to be fixed first.

Clean up & set up

We fix your close process and stand up a real-time cash-flow dashboard, usually within your first 30 days.

Run

Monthly close in 5 days, rolling cash flow forecasts, and a CFO partner available when decisions need to be made.

Why Fractional

The firepower of a $230k CFO at a fraction of the cost.

A full-time CFO is overkill at your stage. Doing it yourself is a guess. There's a smarter middle path.

With your current setup

✕ Cash-flow surprises you can't see coming

✕ Big decisions made on gut, not numbers

✕ No clarity on which clients or products actually profit

✕ No financial model when a raise or acquisition is on the table

✕ 10+ hours a month on tasks you didn't start a business to do

✕ Missed transactions and unknown errors

✕ Scrambling for investor and lender financials

✕ Finance that can't keep up with your growth

With Thrive in your corner

✓ A 13-week cash forecast, always current

✓ Every big decision modelled before you commit

✓ Profit clarity by client, product, and project

✓ Senior CFO expertise, available the same day you need it

✓ Zero. Handed off entirely

✓ Closed, reconciled, and accurate in 5 business days

✓ Investor-ready financials, on demand

✓ Infrastructure that scales as you grow

PRICING

Simple, flat monthly pricing.

Plans from $500/mo, and you see exactly what's included.

Accounting & Bookeeping

Clean, reliable books and reporting for growing teams. Starting at:

$

/mo

Pricing Breakdown

Added Features

Monthly bookkeeping & reconciliation
Books closed by the 5th
Monthly P&L and balance sheet
Real-time cash-flow dashboard
Email support

Fractional CFO

Bookkeeping plus a fractional CFO in your corner. Starting at:

$

/mo

Pricing Breakdown

Added Features

Everything in Essential
Fractional CFO & strategic guidance
30/60/90-day cash-flow forecasting
Recurring CFO strategy meetings
Priority support

Book a Demo

The people who sign the checks, in their words.

Finance leaders and founders on what it's like to work with Thrive.

“Working with Thrive has been a game-changer. The custom dashboard gave us real-time visibility into forecasting, budgeting, and profitability, and changed how we make decisions. Seamless, responsive, and insightful throughout.”
Olga Kan
Director of Finance, Article Group
“I've always been impressed by their team's professionalism, attention to detail, and deep expertise. Whether it's day-to-day oversight or strategic guidance, Thrive brings clarity and confidence to every decision.”
Liana Bertsch
Founder, Minerva Advisor Services
“Thrive has been a game-changer for the company. Their dedication to accuracy keeps our records up to date and error-free. Clear financials and quick, reliable answers mean I can make decisions without hesitation.”
Richard Lu
President & CEO, Abundant Energy Solutions
“Thrive built us a custom financial dashboard with real-time visibility into forecasting and cash flow. Their expertise, responsiveness, and seamless implementation have added tremendous value to our business.”
Andy Fang
Founder, Veta Virtual

“Working with Thrive has been a game-changer. The custom dashboard gave us real-time visibility into forecasting, budgeting, and profitability, and changed how we make decisions. Seamless, responsive, and insightful throughout.”
Olga Kan
Director of Finance, Article Group
“I've always been impressed by their team's professionalism, attention to detail, and deep expertise. Whether it's day-to-day oversight or strategic guidance, Thrive brings clarity and confidence to every decision.”
Liana Bertsch
Founder, Minerva Advisor Services
“Thrive has been a game-changer for the company. Their dedication to accuracy keeps our records up to date and error-free. Clear financials and quick, reliable answers mean I can make decisions without hesitation.”
Richard Lu
President & CEO, Abundant Energy Solutions
“Thrive built us a custom financial dashboard with real-time visibility into forecasting and cash flow. Their expertise, responsiveness, and seamless implementation have added tremendous value to our business.”
Andy Fang
Founder, Veta Virtual

“Working with Thrive has been a game-changer. The custom dashboard gave us real-time visibility into forecasting, budgeting, and profitability, and changed how we make decisions. Seamless, responsive, and insightful throughout.”
Olga Kan
Director of Finance, Article Group
“I've always been impressed by their team's professionalism, attention to detail, and deep expertise. Whether it's day-to-day oversight or strategic guidance, Thrive brings clarity and confidence to every decision.”
Liana Bertsch
Founder, Minerva Advisor Services
“Thrive has been a game-changer for the company. Their dedication to accuracy keeps our records up to date and error-free. Clear financials and quick, reliable answers mean I can make decisions without hesitation.”
Richard Lu
President & CEO, Abundant Energy Solutions
“Thrive built us a custom financial dashboard with real-time visibility into forecasting and cash flow. Their expertise, responsiveness, and seamless implementation have added tremendous value to our business.”
Andy Fang
Founder, Veta Virtual