FRACTIONAL CFO

A CFO in your corner, without the full-time price tag

Strategic financial leadership for businesses doing $2M to $10M that have outgrown DIY finance but aren't ready to hire a $230k CFO. We turn messy numbers into clear decisions: cash flow you can see 30, 60, and 90 days ahead, financial models for the decisions that matter, and a real partner in the room when a raise, acquisition, or growth move is on the table.

From $1,500/mo · a fraction of a $230k full-time hire

Trusted by founder-led businesses

Books closed by day 5

Books closed by day 5

13-week cash visibility

13-week cash visibility

One flat monthly fee

One flat monthly fee

No long-term contracts

No long-term contracts

WHAT YOU GET

Strategic finance, without the full-time hire.

Strategic finance, without the full-time hire.

Specific, recurring deliverables, not vague advice. Here's exactly what lands in your inbox and on your calendar.

Specific, recurring deliverables, not vague advice. Here's exactly what lands in your inbox and on your calendar.

01

See ahead

✓ 13-week rolling cash forecast

✓ Scenario & what-if modeling

✓ Runway & burn-rate tracking

✓ Live KPI dashboard

02

Defend your margins

✓ Unit economics analysis

✓ Client / product-level P&L

✓ Pricing & profitability reviews

✓ Monthly margin reporting

03

Make the big calls

✓ Monthly CFO strategy meeting

✓ M&A modelling for raises, acquisitions, and exits

✓ Budgeting and annual planning

✓ Board, investor, and lender reporting

HOW IT WORKS

From financial fog to total clarity in 30 days.

01

Diagnose

A discovery call and a full review of your books, systems, and cash position to map out exactly what's broken and what needs to be fixed first.

02

Build your engine

We stand up your cash forecast, KPI dashboard, custom workflows, and reporting cadence. Done within your first 30 days.

03

Run

Monthly CFO strategy meetings, live rolling forecasts, and a senior partner on call for every big decision in between.

Why Fractional

The firepower of a $230k CFO at a fraction of the cost.

A full-time CFO is overkill at your stage. Doing it yourself is a guess. There's a smarter middle path.

Without a fractional CFO

✕ Cash-flow surprises you can't see coming

✕ Big decisions made on gut, not numbers

✕ No clarity on which clients or products actually profit

✕ No financial model when a raise or acquisition is on the table

With Thrive in your corner

✓ A 13-week cash forecast, always current

✓ Every big decision modelled before you commit

✓ Profit clarity by client, product, and project

✓ Senior CFO expertise, available the same day you need it

INTEGRATIONS

We connect with any accounting tool you use.

QuickBooks, Xero, NetSuite, Gusto, Dext, Ramp, and more. We work in your stack, not ours.

Saasto Logo

PRICING

From

$

0

/mo

One flat monthly fee. No hourly billing, no surprises, and a fraction of a $230k full-time CFO.

✓ Monthly CFO strategy meeting

✓ 13-week rolling cash forecast

✓ KPI dashboard & monthly reporting

✓ Budgeting, forecasting & scenario planning

✓ Month-to-month, cancel anytime

Working with Thrive has been a game-changer. The custom dashboard gave us real-time visibility into forecasting, budgeting, and profitability, and changed how we make decisions.

OK

Olga Kan

Director of Finance · Minerva Advisory Services

FAQ

The things founders ask us first.

The things founders ask us first.

Everything you might be wondering about working with a fractional CFO and bookkeeping team.

Everything you might be wondering about working with a fractional CFO and bookkeeping team.

How much does a fractional CFO cost?
How much does a fractional CFO cost?
What's the difference between a bookkeeper and a fractional CFO?
What's the difference between a bookkeeper and a fractional CFO?
When does my business need a fractional CFO?
When does my business need a fractional CFO?
Do you replace my bookkeeper, or work with them?
Do you replace my bookkeeper, or work with them?
Do I have to switch accounting software?
Do I have to switch accounting software?
How quickly will I see value?
How quickly will I see value?
Is my financial data secure?
Is my financial data secure?
Are there long-term contracts?
Are there long-term contracts?

Stop guessing at your numbers.

Book a 30-minute discovery call. We'll talk through where you stand and whether a fractional CFO is your next move. No pressure, no pitch.

Stop guessing at your numbers.

Book a 30-minute discovery call. We'll talk through where you stand and whether a fractional CFO is your next move. No pressure, no pitch.