FRACTIONAL CFO
A CFO in your corner, without the full-time price tag
Strategic financial leadership for businesses doing $2M to $10M that have outgrown DIY finance but aren't ready to hire a $230k CFO. We turn messy numbers into clear decisions: cash flow you can see 30, 60, and 90 days ahead, financial models for the decisions that matter, and a real partner in the room when a raise, acquisition, or growth move is on the table.
From $1,500/mo · a fraction of a $230k full-time hire
Trusted by founder-led businesses
WHAT YOU GET
01
See ahead
✓ 13-week rolling cash forecast
✓ Scenario & what-if modeling
✓ Runway & burn-rate tracking
✓ Live KPI dashboard
02
Defend your margins
✓ Unit economics analysis
✓ Client / product-level P&L
✓ Pricing & profitability reviews
✓ Monthly margin reporting
03
Make the big calls
✓ Monthly CFO strategy meeting
✓ M&A modelling for raises, acquisitions, and exits
✓ Budgeting and annual planning
✓ Board, investor, and lender reporting
HOW IT WORKS
From financial fog to total clarity in 30 days.
01
Diagnose
A discovery call and a full review of your books, systems, and cash position to map out exactly what's broken and what needs to be fixed first.
02
Build your engine
We stand up your cash forecast, KPI dashboard, custom workflows, and reporting cadence. Done within your first 30 days.
03
Run
Monthly CFO strategy meetings, live rolling forecasts, and a senior partner on call for every big decision in between.

Why Fractional
The firepower of a $230k CFO at a fraction of the cost.
A full-time CFO is overkill at your stage. Doing it yourself is a guess. There's a smarter middle path.
Without a fractional CFO
✕ Cash-flow surprises you can't see coming
✕ Big decisions made on gut, not numbers
✕ No clarity on which clients or products actually profit
✕ No financial model when a raise or acquisition is on the table
With Thrive in your corner
✓ A 13-week cash forecast, always current
✓ Every big decision modelled before you commit
✓ Profit clarity by client, product, and project
✓ Senior CFO expertise, available the same day you need it
INTEGRATIONS
We connect with any accounting tool you use.
QuickBooks, Xero, NetSuite, Gusto, Dext, Ramp, and more. We work in your stack, not ours.

PRICING
From
$
/mo
One flat monthly fee. No hourly billing, no surprises, and a fraction of a $230k full-time CFO.
✓ Monthly CFO strategy meeting
✓ 13-week rolling cash forecast
✓ KPI dashboard & monthly reporting
✓ Budgeting, forecasting & scenario planning
✓ Month-to-month, cancel anytime
“
Working with Thrive has been a game-changer. The custom dashboard gave us real-time visibility into forecasting, budgeting, and profitability, and changed how we make decisions.
OK
Olga Kan
Director of Finance · Minerva Advisory Services
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